In 2025, Chief Minister Maryam Nawaz introduced a helpful program for poor families in Punjab. The “3 Marla Scheme” offers free 3-marla plots (about 675 square feet) to people who do not own a house or land. The goal is to give these families a chance to build a home and live with dignity. The project started in Kala Shah Kaku under the Zahra Homes/Maskan Ravi project and is now being expanded to 22 districts in Punjab. This step shows the Punjab government’s commitment to supporting the underprivileged.
Main Features of the Scheme
The scheme is not only about land; it is about improving lives. A 3-marla plot can support the construction of a small home with two rooms, a kitchen, and a washroom. People who get a plot can also apply for a loan of up to Rs. 1.5 million with zero interest under the Apni Chhat Apna Ghar program. This loan can be returned in easy monthly payments.
Here is a short table that covers the key points of the scheme:
Feature | Description |
---|---|
Plot Size | 3 Marla (around 675 square feet) |
Who Can Apply | Punjab residents with no land or house |
Loan Facility | Up to Rs. 1.5 million, interest-free |
Areas Covered | 22 districts in Punjab |
This table helps you understand how the scheme works and who can benefit from it.
Who Can Apply for This Scheme?
Not everyone can apply. The Punjab government has set clear rules so that the plots go to the right people. Below are the main conditions:
- You must be a resident of Punjab with a valid CNIC.
- You should not own any land or house anywhere in Pakistan.
- Your income should be low or very limited, and you cannot afford to buy a house on your own.
- Widows, orphans, and disabled persons are given special priority.
- You must be 18 years or older, and usually, you need to be married.
These rules are made to make sure only deserving families get the chance to build their own homes.

How to Apply for the 3 Marla Scheme
Applying is not hard, but you must follow the steps properly. The Punjab government wants to make the process fair and easy for everyone.
- First, visit the official websites: punjab.gov.pk or acag.punjab.gov.pk.
- Prepare your documents. You need your CNIC, proof that you live in Punjab, and documents that prove you don’t own any property.
- When registration opens, make an account on the website using your CNIC number.
- Fill in the form carefully, attach your documents, and submit the form online.
- Wait for the draw (balloting). You will be informed by SMS if your name is selected.
Make sure your documents are correct to avoid rejection.
Locations Where Plots Are Being Given
The first phase of this scheme includes 1,892 plots across 22 districts in Punjab. The distribution is made so that people from different areas can benefit.
Some of the key locations include:
- Rawalpindi Division: 658 plots in districts like Attock and Jhelum.
- Faisalabad Division: 288 plots in areas like Chiniot and Jhang.
- Lahore Region: 518 plots.
- Multan Region: 270 plots, including Lodhran and Vehari.
- Bhakkar Region: 131 plots.
- Bahawalpur Division: 27 plots in Bahawalpur and Rajanpur.
This wide coverage ensures that both rural and urban families get equal chances.
Read More:Punjab Himmat Card Phase 2: A Financial Support Program for Disabled Individuals
Benefits of the Scheme
This program offers several strong benefits to help families grow and succeed:
- Free ownership of land with no payment required.
- Interest-free loan up to Rs. 1.5 million for home construction.
- Stability and security for families who have always lived in rented houses.
- Better future opportunities as owning property increases self-worth and financial power.
The scheme is more than just a housing project; it’s a step toward poverty reduction and family well-being.

Link with Apni Chhat Apna Ghar Program
The 3 Marla Scheme is a part of the larger “Apni Chhat Apna Ghar” program by the Punjab government. Under this project, families who already have small pieces of land can apply for home-building loans. But for those who have nothing, the 3 Marla Scheme is like a fresh start.
By combining these two efforts, the government is working toward a future where every family in Punjab can have a safe and secure home.
Conclusion
The 3 Marla Scheme by Maryam Nawaz is a wonderful step to support the needy people of Punjab. It gives free land to people who never dreamed of owning a home. By providing both plots and loans, the government is making housing affordable and within reach. If you meet the conditions, do not delay—apply online and take your first step toward a better life.
Read More:Good News: Punjab CM Launches 1,000 Free Tractors Scheme for Farmers in 2025
FAQs
1. Can single women apply for this scheme?
Yes, single women who are widows or head of the household can apply. They will be given priority during the selection.
2. Is the plot transferable to children?
After five years of construction and living, the ownership can be legally passed on to children or heirs.
3. Do I need a bank account to apply for the scheme?
Yes, a bank account is needed if you also apply for the construction loan under the Apni Chhat program.
4. Will the government help in building the house too?
The government offers the plot and interest-free loan, but the house must be built by the owner using approved plans and contractors.