The Asan Karobar Card is an initiative by the Government of Pakistan to facilitate small business owners and entrepreneurs. By offering an easy-to-access loan facility, this program aims to empower the people of Pakistan to kick-start their business ideas. However, before applying, it is essential to know the eligibility criteria. In this article, we will explore the six eligible categories for the Asan Karobar Card and guide you on how to check if you qualify.
Table of Contents
What is Asan Karobar Card?
The Asan Karobar Card is a digital card offered to the citizens of Pakistan for availing loans with a simplified process. This card aims to assist those individuals who want to start or expand their businesses but face financial constraints. The scheme primarily targets small-scale entrepreneurs, offering them loans with flexible repayment options and minimal documentation.
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6 Eligible Categories for Asan Karobar Card
To ensure that the Asan Karobar Card reaches those who need it most, the Government has specified six eligible categories for applicants. Here is a detailed breakdown of the categories:
1. Small Business Owners
- Small business owners who need financial assistance to expand or sustain their businesses are one of the primary beneficiaries of this program. Whether you run a small shop, a local bakery, or a service-oriented business, you can apply for the Asan Karobar Card if you meet the other criteria.

2. Farmers and Agriculture Sector
- Pakistan’s economy is largely dependent on agriculture, and many farmers struggle with financing. The Asan Karobar Card also targets farmers, helping them secure loans for agricultural tools, machinery, and improvements in farm management. This can improve productivity and ensure sustainable farming practices.
3. Women Entrepreneurs
- The Asan Karobar Card is designed to encourage women in business by offering special loan benefits for female entrepreneurs. Women who want to start or grow their businesses can apply for the card, thus contributing to gender equality in the business world.
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4. Youth Entrepreneurs
- The Government of Pakistan recognizes the importance of empowering young individuals. The Asan Karobar Card caters to young entrepreneurs (usually aged 18-35) who have innovative business ideas but lack financial resources. This category is aimed at boosting job creation and economic growth by encouraging youth participation in the economy.
5. Disabled Individuals
- People with disabilities often face challenges when it comes to employment or starting their own business. To bridge this gap, the Asan Karobar Card is available to persons with disabilities. This initiative offers them an opportunity to become self-reliant and pursue business ventures suited to their abilities.
6. Ex-Servicemen
- Veterans of the armed forces who are looking to enter civilian life and start their own businesses are another targeted group under the Asan Karobar Card scheme. The government provides financial assistance to help ex-servicemen transition successfully into entrepreneurship, ensuring they can create a sustainable livelihood.
Eligibility Criteria: Do You Qualify?
Here’s a simple checklist to see if you qualify for the Asan Karobar Card:
- Small Business Owners: Do you own a small business? If yes, you can apply.
- Farmers: Are you involved in farming? If yes, you can apply.
- Women Entrepreneurs: Are you a woman running a business? If yes, you can apply.
- Youth Entrepreneurs: Are you between 18-35 years old and have a business idea or startup? If yes, you can apply.
- Disabled Individuals: Do you have a disability and want to start a business? If yes, you can apply.
- Ex-Servicemen: Are you a retired military person looking to start a business? If yes, you can apply.
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How to Apply for the Asan Karobar Card?
Applying for the Asan Karobar Card is a straightforward process. Here’s a step-by-step guide:
- Visit the Official Portal: Go to the official website of the Asan Karobar Scheme.
- Fill Out the Application: Provide your personal details, including your category (whether you are a woman, youth, or farmer).
- Submit Required Documents: Attach the necessary documents such as your business proof, age proof, disability certificate, or military service record.
- Wait for Approval: After submission, your application will be reviewed. If approved, you will receive the Asan Karobar Card.
- Access Loan Facility: Once you receive the card, you can start applying for loans as per your business needs.
Conclusion
The Asan Karobar Card offers an excellent opportunity for small business owners, farmers, women entrepreneurs, youth, disabled individuals, and ex-servicemen to gain financial support and thrive in their respective fields. If you fall under any of these categories and meet the other eligibility requirements, you should consider applying for this card. With flexible repayment plans and minimal documentation, it can be a gateway to turning your business dreams into reality. Always ensure to visit the official website for the most up-to-date information regarding the application process.
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