Assalamu Alaikum friends, Chief Minister of Punjab Maryam Nawaz has launched the Apni Zameen Apna Ghar program. Under this program, three marla free residential plots will be given to the homeless and deserving people. In the first phase of this program, 19 districts of Punjab have been included. What are those 19 districts and what are the criteria for which people can apply for this program? And how to apply online? In this article, I will tell you the complete procedure. So, read this article till the end.
Table of Contents
Key Features of Apni Zameen Apna Ghar Program
- Announcement of giving 3 marla residential plots to low-income families
- Freehold land ownership
- Priority has been given to rural and backward areas of Punjab.
- Widows, laborers, orphans and disabled persons will be given more preference
- Monthly income limit: less than Rs. 50,000
- Interest-free loan of up to Rs. 5 lakh will be given for construction
- Basic facilities will be provided like water, electricity, gas, sewerage
- Immediate possession (will be given within 6 to 12 months)
- Easy and transparent registration process has been ensured
- Minimum registration fees have been fixed
- A balloting system has been created for fair distribution of plots
- No need for any agents or brokers.
- Open to residents of Punjab with valid CNIC.
- This scheme encourages permanent shelter and self-reliance.
Read More: PM Laptop Scheme Application Status

Check your Eligibility Criteria for AZAG Program
Not everyone will be eligible for this scheme, those who meet this eligibility can apply. Below we are giving complete details of the eligibility.
- Must be a resident of Punjab
- Must have a valid CNIC
- Monthly income should be less than Rs. 50,000
- Must not already own any land or house
- Widows, orphans, and disabled persons will be given priority
- Daily wage workers, labourers, and low-income families can apply
- Applicant must be 18 years or older
- Must have a clean background (no criminal record)
- Only one person from a family can apply
- Should be able to build the house within the given time
Read More: BISP 8171 New Payment in the Second Phase
Required Documents for the AZAG Program
- Original CNIC & Copy
- 2 Passport Size Photos
- Income Proof (Salary slip or written statement)
- Punjab Domicile Certificate
- Affidavit (You don’t own any property)
- Disability/Widow Certificate (If applicable)
- Family Registration Certificate (optional)
- Filled Application Form
Apni Zameen Apna Ghar Program Registration Method
- Open the official website to azag.punjab.gov.pk for the Apni Zameen Apna Ghar scheme.
- Click the application form, open the form and Enter your personal details real name, CNIC number, mobile number, and current address.
- Mention your monthly household income and family members no.
- Next step: Attach scanned copies of the required documents.
- Click the Submit button Application from
- After submitting the application form you will receive a confirmation via SMS or email.
- Wait Your application will be verified, and if eligible, you’ll be included in the transparent balloting process for plot allotment.
Read More: CM Punjab Honhaar Scholarship Phase 2
Apni Zameen Apna Ghar Construction Loan Process
Through this program, the allottee will get an interest-free construction loan of Rs 1.5 million.
- The ownership of the plot will be verified.
- The required documents will have to be submitted through acag.punjab.gov.pk or DC office.
- The documents will be verified by the relevant departments.
- The loan will be repaid in installments or with a grace period of three months.
- A monthly payment of Rs 14,000 will have to be made over seven years.
The Last Thing
Chief Minister of Punjab Maryam Nawaz has launched the Apni Zameen Apna Ghar program. Under this scheme, many deserving families will be provided with a roof over their heads and this will be a great initiative.We have explained to you the details of this scheme in this article, who can become a part of this scheme, what will be the eligibility, how to apply and how to repay the loan. Stay connected with us to know more information. Thank you.