Big Opportunity: Akhuwat Foundation Interest-Free Loan 2025 Online Application

The Akhuwat Foundation continues its mission to alleviate poverty in Pakistan by offering interest-free loans to individuals aiming to improve their livelihoods. In 2025, the foundation has streamlined its online application process, making it more accessible for applicants nationwide. This guide provides a comprehensive overview of the Akhuwat Foundation’s interest-free loan program for 2025, including eligibility criteria, the application process, required documentation, and contact information.

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Table: Quick Information

Detail	Information
Program Name	Akhuwat Foundation Interest-Free Loan 2025
Application Start Date	January 1, 2025
Application Deadline	December 31, 2025
Eligibility	Pakistani citizens aged 18-62
Loan Amount Range	PKR 10,000 – PKR 100,000
Processing Time	3 to 4 weeks
Required Documents	CNIC, Utility Bills, Photos, Nikahnama (if married)
Contact Number	042-111-448-464
Email	info@akhuwat.org.pk
Website	akhuwat.org.pk

Who Can Apply?

To qualify for the Akhuwat Foundation’s interest-free loan program in 2025, applicants must meet the following criteria:

Nationality: Must be a Pakistani citizen.
Age: Between 18 and 62 years old.
Economic Activity: Should be economically active with the ability to initiate or run a business.
Criminal Record: Must not have any criminal convictions.
Social Standing: Should possess a good moral character within the community.
Guarantors: Must provide two guarantors who are not immediate family members.
Residency: Should reside within a 2 to 2.5 km radius of an Akhuwat branch office.

How to Apply for the Akhuwat Foundation Interest-Free Loan?

The Akhuwat Foundation has simplified the loan application process to ensure ease of access for all applicants. The steps are as follows:

Branch Visit: Applicants should visit the nearest Akhuwat Islamic Microfinance (AIM) branch with the necessary documents.
Initial Assessment: A unit manager will assess the applicant’s eligibility based on the provided information.
Application Submission: Eligible candidates will fill out a prescribed loan application form with the assistance of AIM staff.
Document Verification: The unit manager will verify all submitted documents to ensure completeness.
Social Appraisal: An evaluation of the applicant’s character and credibility through residential visits and community feedback.
Business Appraisal: Assessment of the applicant’s business plan to determine its viability and potential for income generation.
Second Appraisal: A follow-up evaluation by the branch manager to confirm initial assessments.
Loan Approval Committee (LAC): The LAC reviews and approves the loan application.
Disbursement: Approved loans are disbursed during events held at local mosques or churches.

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Required Documents for the Akhuwat Foundation

Document	Purpose
Copies of CNIC	Identification and verification
Latest Utility Bills	Address verification and payment behavior
Recent Photographs	Personal identification
Copy of Nikahnama	Marital status verification (if applicable)

Contact Information

For further assistance or inquiries, applicants can reach out to the Akhuwat Foundation through the following channels:

Address: 19 Civic Center, Sector A2, Township, Lahore, Pakistan
Phone: 042-111-448-464
Email:
- General Queries: info@akhuwat.org.pk
- Complaints: complaints@akhuwat.org.pk

Conclusion

The Akhuwat Foundation’s interest-free loan program for 2025 offers a valuable opportunity for Pakistani citizens to enhance their economic standing without the burden of interest. By adhering to the outlined eligibility criteria and following the streamlined application process, applicants can access the financial support needed to achieve their goals. For comprehensive information and updates, individuals are advised to consult the official Akhuwat Foundation website or contact their nearest branch.