The Apni Chhat Apna Ghar Program is a new housing scheme started by the Punjab Government under the leadership of Chief Minister Maryam Nawaz Sharif. This program aims to help people build their own homes by giving them easy loans. It is the first project of its kind, offering financial support to thousands of families in both cities and villages. More than 25,000 families have already received loans, and thousands of houses are close to completion. In this article, we explain how to register for the program, who can apply, and how to submit your documents.
| Feature | Details |
| Loan Type | Interest-free housing loan |
| Land Requirement | 1–5 marla (urban), 1–10 marla (rural) |
| Application Method | Online and Offline |
| Total Families Benefiting So Far | Over 25,000 |
Eligibility Criteria for Apni Chhat Apna Ghar Program April 2025
To apply for the Apni Chhat Apna Ghar Program April 2025, you must meet a few important conditions set by the Punjab government. The candidate must be permanent resident of Punjab and own a residential plot. In urban areas, the plot should be at least one marla and in rural areas, at least one marla up to ten marla. The person must be the legal owner of the land. Also, applicants should not have a criminal record or be involved in any anti-state activities. They must also not be defaulters of any bank or government loan.
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Online Registration Process for Apni Chhat Apna Ghar Program
The online method for registering in the Apni Chhat Apna Ghar Program is simple and can be done from home. First, visit the official portal: https://acag.punjab.gov.pk. Create account by entering your basic information. Once your account is made, log in and follow the three-step registration form. In first step, provide your personal and property details. In the second step, upload documents such as CNIC and proof of land ownership. Finally, review the form and submit your application. Once completed, wait for approval or follow-up instructions from the system.
Offline Application Method for Apni Chhat Apna Ghar Program
If you cannot apply online, don’t worry. The Punjab government has also provided an offline option for Apni Chhat Apna Ghar Program registration. You can visit the Deputy Commissioner’s (DC) office in your district. Special registration desks have been set up for those who are not familiar with online systems. Bring your CNIC and land documents to the DC office. The staff will help you fill out the application form and submit it for you. This offline option is especially helpful for people who live in remote areas or do not use the internet.
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Current Progress of Apni Chhat Apna Ghar Program in April 2025
The Apni Chhat Apna Ghar Program has shown very good results in a short period. So far, 1,562 houses have already been completed. Another 21,797 homes are close to finishing. The program has also successfully returned loan amounts worth Rs. 92.4 million, which shows transparency and success. Recently, a second loan installment has been issued to more than 11,500 families. Also, 1,106 more loans have been approved. The total value of all loans provided under this scheme has now reached Rs. 26.97 billion. This shows that the scheme is well-managed and growing fast.
Documents Required for Apni Chhat Apna Ghar Program Registration
To complete the Apni Chhat Apna Ghar Program registration, make sure you have the following documents ready:
- Original CNIC of the applicant
- Proof of land ownership (registry or other official papers)
- Passport-size photo (soft copy for online, printed for offline)
- Affidavit confirming the information provided is true
These documents are important whether you apply online or offline. If anything is missing or incorrect, your application may be delayed or rejected. So, always double-check your documents before submission.
Conclusion
In this article, we are sharing all the details about the Apni Chhat Apna Ghar Program New Registration April 2025. This program is a golden opportunity for low-income families in Punjab to finally build their own homes. It offers interest-free loans and flexible rules for both online and offline registration. We discussed the eligibility requirements, the step-by-step application process, and the progress made so far. Whether you are from a village or a city, this program is open to you as long as you meet the basic conditions. Apply now and take a big step toward owning your home.
FAQs
1. Can I apply if the plot is in my family’s name but not in mine?
No, the land must be legally owned by the person applying for the loan.
2. Is there any age limit to apply for the Apni Chhat Apna Ghar Program?
Yes, the applicants must be at least 18 years old and legally eligible to apply for a loan.
3. How long does it take for the loan approval after registration?
Usually, it takes a few weeks, depending on the number of applications and the verification process.
4. Can I get a loan if my land is under legal dispute?
No, the land must be free from any legal issues or disputes to qualify for the program.