The Benazir Kafalat Program, an initiative under Pakistan’s Benazir Income Support Programme (BISP), continues to play a pivotal role in providing financial assistance to the country’s most vulnerable populations. As of January 2025, the program has announced significant updates to its payment distribution system to enhance support for beneficiaries.
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Launched in 2008, the Benazir Kafalat Program aims to alleviate poverty and empower women by providing unconditional cash transfers to eligible families. The program identifies beneficiaries through a Proxy Means Test (PMT) based on data from the National Socio-Economic Registry (NSER). Families with a PMT score below the established cutoff are deemed eligible for assistance.
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Benazir Kafalat Payment Increase in 2025
In response to rising inflation and economic challenges, BISP has increased the quarterly stipend for the Benazir Kafalat Program. Starting January 2025, beneficiaries will receive PKR 13,500 per quarter, up from the previous amount of PKR 8,500. This increase aims to provide greater financial support to low-income families.
Eligibility Criteria for the Benazir Kafalat Program
To qualify for the Benazir Kafalat Program in 2025, applicants must meet the following criteria:
- PMT Score: A PMT score below 32 is required for general applicants, while families with a differently-abled member have a cutoff score of 37.
- NSER Survey: Completion of the NSER survey is mandatory. Individuals not yet registered can do so at their nearest BISP Tehsil Office.
- Transgender Inclusion: Transgender individuals are encouraged to obtain CNICs from NADRA indicating their gender as transgender and complete the NSER survey to become eligible without PMT restrictions.
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Benazir Kafalat Payment Distribution Methods
BISP has streamlined the payment distribution process to ensure timely and secure disbursements. Beneficiaries can receive their payments through the following methods:
- Bank Transfers: Payments are disbursed via partner banks, with Habib Bank Limited (HBL) serving beneficiaries in Punjab, Sindh, and Balochistan, and Bank Alfalah covering Khyber Pakhtunkhwa, Gilgit-Baltistan, and Azad Jammu & Kashmir.
- Biometric Verification: To enhance transparency, payments are processed after biometric verification at designated payment centers or ATMs.
- JazzCash: Beneficiaries can also opt to receive payments through JazzCash mobile wallets for added convenience.
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Payment Schedule for 2025
The payment schedule for 2025 is structured to provide regular financial support to beneficiaries. The first quarterly installment of PKR 13,500 will be available starting January 2025. Subsequent installments are scheduled as follows:
| Quarter | Payment Month | Amount (PKR) |
| Q1 | January | 13,500 |
| Q2 | April | 13,500 |
| Q3 | July | 13,500 |
| Q4 | October | 13,500 |
Grievance Redressal Mechanism
BISP has established a comprehensive grievance redressal mechanism to address any issues beneficiaries may encounter. Individuals facing challenges can lodge complaints through the following channels:
- Tehsil Offices: Visit the nearest BISP Tehsil Office to report issues.
- Helpline: Call the BISP toll-free helpline at 0800-26477 for assistance.
- This system ensures that beneficiary concerns are addressed promptly and effectively.
Conclusion
The Benazir Kafalat Program’s updated payment distribution system for 2025 reflects the government’s commitment to supporting vulnerable populations amid economic challenges. With increased stipends, streamlined payment methods, and a robust support framework, the program aims to provide meaningful assistance to those in need. Beneficiaries are encouraged to stay informed about program updates and adhere to the outlined procedures to ensure seamless access to their entitlements.
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FAQs
How much is the new payment for 2025?
The new quarterly payment is PKR 13,500 per beneficiary.
When will the payments be distributed?
Payments will be made in January, April, July, and October 2025.
How can I check my eligibility?
You can check eligibility through the NSER survey or visit the nearest BISP office.
How will I receive my payment?
Payments are made via bank transfers, biometric ATMs, and JazzCash.
What should I do if my payment is delayed?
Call the BISP helpline (0800-26477) or visit a Tehsil office.
Can transgender individuals apply?
Yes, they must update their CNIC with NADRA and complete the NSER survey.
What if my biometric verification fails?
Visit a designated BISP office for manual verification.
Where can I get more details?
Visit the official website bisp.gov.pk for updates.