The Government of Punjab, under the leadership of Chief Minister Maryam Nawaz, launched Livestock Card Phase II to support farmers who raise animals. This scheme provides interest-free loans to small farmers so they can improve the health of their livestock. The goal is to increase farmer income and boost the rural economy by providing financial help. Farmers can use the loan to buy high-quality feed, silage, and minerals. This article explains all the main details in clear and simple English, making it easy for every eligible person to understand and apply.
Quick Overview of the Scheme
| Key Feature | Description |
|---|---|
| Loan Range | Rs. 135,000 to Rs. 500,000 |
| Loan Period | 6 months, interest-free |
| Eligibility | Punjab residents with 5–10 male calves |
| Apply Through | SMS to 8070 with CNIC and “PKC” |
What is Livestock Card Phase II?
Livestock Card Phase II is a welfare program launched by the Punjab Government for livestock farmers. The main purpose of this scheme is to improve animal care by offering financial help to small farmers. The loan amount can be used to buy animal feed like vanda, mineral mixtures, silage, and green fodder. The government has allocated Rs. 11 billion for this phase. Around 30,000 to 60,000 farmers will benefit, helping approximately 300,000 animals. It is a big step toward modernizing livestock farming in Punjab and making rural families more financially stable.
Main Benefits for Farmers
This scheme brings many important benefits to small-scale farmers. The biggest advantage is that the loan comes with zero interest, which makes it easier to repay. Farmers can use 70% of the loan for purchasing animal nutrition products, while 30% of the loan amount can be withdrawn in cash for other farming needs.
Healthy animals grow faster, stay disease-free, and sell for higher prices. This directly increases the profit of farmers. The program also supports animal vaccination and treatment. As a result, the overall health of the livestock improves, making this a sustainable solution for rural development.
Who is Eligible to Apply?
Only residents of Punjab can apply for this scheme. The main conditions for eligibility are:
- The farmer must have 5 to 10 male calves, either buffalo or cow calves.
- The mobile number must be registered with the applicant’s CNIC.
- The applicant must be listed in the SPMS (Social Protection Management System).
- The farmer must have no previous loan default history with any government schemes.
Anyone who fails to meet these requirements will not qualify. So it’s important to ensure all criteria are met before applying.
Registration Process by SMS
Applying for this scheme is very easy and can be done using any mobile phone. Farmers only need to send a simple SMS to register. Here’s how to do it:
- Type your CNIC number, give a space, then type PKC
- Send this message to 8070
After the SMS is sent, your application will go for verification. All records will be checked, and your animals will be verified by field officers. If your application passes all the checks and is submitted early, you will be included based on the first come, first served rule.
What Information is Required?
To avoid rejection, make sure to provide complete and correct information when applying. Here’s what you will need:
- Your valid CNIC number
- A mobile number that is active and registered with your CNIC
- Permanent home address
- Bank account details for loan transfer
After the application is submitted, the verification process will begin. The team will:
- Verify your identity using CNIC
- Confirm your phone number
- Check your registration in the SPMS 9211 system
- Conduct a field visit to see the number of animals
- Review your loan history to confirm no defaults
Only after these steps, your application will be accepted. Mistakes or missing documents can lead to disqualification, so double-check everything before applying.
Read More:How to Get BISP 13500 Payment July 2025
Conclusion
In this article, we are sharing all the details about Livestock Card Phase II, a great initiative by the Government of Punjab to support small livestock farmers. The scheme offers interest-free loans to help improve animal health, farm productivity, and farmer income. It is especially helpful for poor and middle-class farmers who want to grow their animal business. Although the deadline for registration (June 15) has passed, future phases may reopen. To benefit from such programs, keep your documents ready and stay updated with the official announcements.
👉 For more details, visit the official website of Punjab Livestock Department:
https://livestock.punjab.gov.pk
FAQs:
1. Can a farmer with less than five calves apply for the loan?
No, you must have at least five male calves (buffalo or cow) to qualify for this scheme.
2. Is there any fee for sending the SMS to 8070?
The SMS may cost a small standard fee depending on your mobile network provider, but there is no extra fee from the government.
3. Will farmers receive any guidance on how to use the loan properly?
Yes, in some areas, training sessions are provided by the Livestock Department to help farmers make the best use of the loan.
4. What happens if someone gives false information in the application?
If incorrect or fake information is found during verification, the application will be rejected and legal action may also be taken.