Kisan Card Loan Increased to Rs. 3 Lakh – Big Relief for Punjab Farmers!

Assalamualaikum!

Here’s some shocking good news for farmers across Punjab — Chief Minister Maryam Nawaz has officially announced a massive increase in the Kisan Card Loan, doubling it from Rs. 1.5 lakh to Rs. 3 lakh — and guess what? It’s still interest-free!

Kisan Card Loan Increased to Rs. 3 Lakh by Maryam Nawaz

Farming has never been cheap, and every year, costs keep going up. From fuel to fertilizer, it’s a real challenge for small and medium farmers to survive. But this time, the Punjab government has done something game-changing.

Instead of the old Rs. 1.5 lakh limit, farmers can now get Rs. 3 lakh through their Kisan Card, and yes — no interest at all! This extra amount means farmers can:

Get better seeds
Buy enough urea and DAP
Cover diesel costs
Invest in pesticides and labor

This isn’t just a loan — it’s a lifeline.

Pay Old Loan Before May 15 to Get the New One

Here’s the catch, though — if you already took a Rs. 1.5 lakh loan earlier, you’ll need to return it before May 15. Only then can you apply for the new Rs. 3 lakh loan.

That’s a firm deadline, so don’t delay. Wrap up your old payment and unlock the new, bigger benefit. Simple as that.

Land Limit Increased – More Farmers Can Now Apply

Criteria	Old Limit	New Limit (2025)
For Kisan Card Eligibility	Up to 12.5 acres	Now up to 25 acres
For Loan Eligibility	Minimum 5 acres	Now minimum 10 acres

This update is especially helpful for medium-sized farmers, who were previously left out.

No Deductions – You Get the Full Loan Amount

All those hidden charges and weird deductions? Gone.

Now, when your loan is approved, you’ll get the full amount straight into your account or usable via the Kisan Card. No cuts, no surprises.

More Benefits With Kisan Card

This isn’t just a loan card — it’s your golden ticket for more farmer-focused schemes.

Here’s what else you get:

20% of the loan can be used for diesel
30% of the loan can be withdrawn in cash
Future government subsidies and programs will require the Kisan Card

So basically, get your Kisan Card now, even if you’re not applying for a loan today — you’ll need it sooner or later!

How to Apply Kisan Card – Easy SMS Registration

Now here’s the best part — no need to visit any government office or fill out long forms.

Simple Steps to Get Your Kisan Card:

Just send your CNIC number to 8070 via SMS
The system will automatically verify your land records
A govt representative will contact you
After verification, your Kisan Card will be issued.

More Farmers Can Now Join the Kisan Card Program

Initially, the program was limited to 5 lakh farmers, but thanks to its success and high demand, the Punjab Government has expanded it to 7.5 lakh farmers in 2025.

That’s a clear sign this scheme is working, and the government is truly focused on agriculture revival.

What You Can Buy with Your Kisan Card Loan

Here’s how you can use your Rs. 3 lakh:

Certified seeds
Government-approved fertilizers
Pesticides and crop sprays
Diesel and fuel for machinery
Any other farming essentials from registered dealers

It’s all about boosting your yield and quality — and doing it without financial stress.

Final Thoughts

This latest decision by Maryam Nawaz is a game-changer for farmers in Punjab. By doubling the interest-free loan and removing hurdles, the government is finally showing real support to the people who feed the country.

So if you’re a farmer — don’t wait. Apply for your Kisan Card, return any previous loan before May 15, and prepare for a prosperous crop season ahead.

Read More: BISP 8171 Phase 2 Payments