In a significant move to enhance social protection for its residents, the Khyber Pakhtunkhwa (KP) government has announced the inclusion of life insurance in its flagship healthcare initiative, the life insurance under Sehat Card Plus program. This development aims to provide comprehensive financial security to the citizens of KP, ensuring that healthcare and life insurance needs are met under a unified platform.
Read More: Free Rashan in Ramadan
Table of Contents
Overview of Sehat Card Plus
Launched as a micro-health insurance program, Sehat Card Plus offers free inpatient healthcare services to over 7.2 million families in KP. Beneficiaries can access treatments without any out-of-pocket expenses, with coverage up to Rs. 1 million per family per year. The program encompasses a wide range of medical services, including:
- Accidents and Emergencies
- General Medicine and Surgery
- Orthopedics
- ENT (Ear, Nose, and Throat)
- Pediatrics
- Neurosurgical Diseases
- Gynecology and Obstetrics
- All Types of Cancers
- Cardiovascular Problems
- Genito-Urinary Diseases
- Diabetes Complications
- Artificial Limbs (Prosthetics)
- Ophthalmology (Eye Conditions)
Key Features of Sehat Card Plus 2025:
- Coverage of up to Rs. 1 million per family annually.
- Access to public and private hospitals across the province.
- Inclusion of critical illnesses, surgeries, and now life insurance benefits.
Read More: Check Your Application Status in Asaan Karobar Card
Key Updates and Dates for Life Insurance Integration
| Feature | Description | Key Date |
| Announcement of Life Insurance | Inclusion of life insurance for beneficiaries’ families in case of death. | September 23, 2024 |
| Implementation Start Date | Rollout of life insurance benefits to eligible Sehat Card Plus users. | January 1, 2025 |
| Extended Hospital Network | Addition of new hospitals for better access to medical services. | Ongoing through 2025 |
Inclusion of Life Insurance Under Sehat Card Plus
Chief Minister Ali Amin Gandapur announced the integration of life insurance into the Sehat Card Plus program. This decision was made during a meeting focused on enhancing the healthcare initiative, attended by key officials including Health Advisor Ahtisham Ali, Finance Advisor Muzzamil Aslam, and representatives from the Health Department and the State Life Insurance Corporation.
The inclusion of life insurance is a strategic move to provide broader financial security to the residents of KP. It ensures that in addition to healthcare services, families are protected against unforeseen circumstances, offering a safety net that extends beyond medical treatments.
Read More: Asaan Karobar Scheme: How to Reapply Your Application
Addressing Healthcare Challenges
During the meeting, concerns were raised regarding the suspension of cardiac surgeries at the Peshawar Institute of Cardiology (PIC) under the Sehat Card Plus scheme. Chief Minister Gandapur instructed officials to ensure the prompt resumption of these surgeries, emphasizing that the government would cover any additional costs involved. He highlighted the importance of the Sehat Card Plus program as a flagship initiative of the Pakistan Tehreek-e-Insaf (PTI) government and called for greater transparency and accountability within the program.
Expansion of Healthcare Access
To further improve healthcare access, the KP government plans to add reputable hospitals to the Sehat Card panel. This initiative aims to ensure that citizens, especially those in remote areas, receive quality healthcare services without financial burdens. By expanding the network of empaneled hospitals, the government seeks to make healthcare more accessible and equitable for all residents.
Financial Commitment
Chief Minister Gandapur reaffirmed the government’s commitment to making timely payments to the State Life Insurance Corporation to prevent any disruptions in the free healthcare services provided to patients. This financial diligence is crucial to maintaining the trust of beneficiaries and ensuring the sustainability of the Sehat Card Plus program.
Conclusion
The integration of life insurance into the Sehat Card Plus program marks a significant advancement in KP’s commitment to social welfare. By providing comprehensive healthcare and financial protection, the government is taking proactive steps to ensure the well-being of its citizens. This initiative not only addresses immediate healthcare needs but also offers long-term security, reflecting a holistic approach to public welfare.